There's a high chance you are paying for 'Consumer Credit Insurance' (CCI) or 'Loan Protection' that you simply don't need and are actually eligible to have that refunded!
May be also known as Loan Protection, Mortgage Protection or Personal Loan/Credit Card protection Insurance. It is an insurance that covers you if something happens to you that can affect your ability to meet the payments of your loan or credit card, covering situations like death, unemployment and sickness. This can add $1,000's to your loan which your also paying interest on!
ASIC has conducted research on high pressure insurance sales and how they exploit consumers by using overwhelming sales tactics to increase the commissions they earn. We're here to help right that wrong and get you back what you're entitled to!
Refund for what?
May be also known as Loan Protection, Mortgage Protection or Personal Loan/Credit Card protection Insurance. It is an insurance that covers you if something happens to you that can affect your ability to meet the payments of your loan or credit card, covering situations like death, unemployment and sickness. This can add $1,000's to your loan which your also paying interest on!
ASIC has conducted research on high pressure insurance sales and how they exploit consumers by using overwhelming sales tactics to increase the commissions they earn. We're here to help right that wrong and get you back what you're entitled to!
How this all works
1. We analyse your info
Simply fill out our short but important application form with information regarding your finance agreements, and our experts will analyse them to find out what you may be entitled to.
2. We submit a claim for you
Our team then goes out on your behalf to collect what you're owed. We know the tricks financial sales people use and we can use this knowledge to get you your money back.
3. You get paid!
You can sit back and relax as we manage the whole process for you. Once we finalise the claims for your refund, you get paid!
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Credit Insurance
May be also known as Loan Protection, Mortgage Protection or Personal Loan/Credit Card protection Insurance. It is an insurance that covers you if something happens to you that can affect your ability to meet the payments of your loan or credit card, covering situations like death, unemployment and sickness. This can add $1000's to your loan which your also paying interest on!
GAP Insurance
May be known as Motor Equity Insurance, which is an add on insurance policy that can help cover the gap between the amount the borrower may owe on their car and the payout amount from the motor insurer in the event the car is written off in an accident or stolen. Once again adding $$$$ on to your loan which your also paying interest on!
Home Loan
Known as Mortgage protection insurance is a form of consumer insurance available to mortgage holders. It is designed to protect the borrower in case of loan default, and also cover the cost of regular monthly mortgage repayments if you die, These insurance policies can be low value and might not be suitable for your needs. Mortgage protection insurance should not be confused with lender’s mortgage insurance(LMI)
